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Successful People talk about becoming their own BOSS, retiring RICH early and fulfilling their FULLEST POTENTIAL
Episodes
Tuesday Mar 04, 2025
Tuesday Mar 04, 2025
#epf #cpf #retirement #fire #property #realestate #entrepreneur #stocks #etf
Personal Finance YouTuber '1M65' Mr. Loo - Singaporeans Drool Over Malaysia's 'Insane' EPF Returns
In this conversation, Mr. Loo, a former corporate guy and now financial educator and entrepreneur from Singapore, shares his insights on retirement planning, comparing the CPF and EPF systems, and the importance of financial literacy.
He discusses the challenges faced by Malaysians regarding retirement savings and emphasizes the power of compounding in wealth building. The conversation also touches on cultural attitudes towards wealth, investment strategies, and the opportunities in the Johor property market.
Chapters
00:00 - Introduction to Mr. Lu and His Journey
02:50 - Retirement Landscape in Singapore vs. Malaysia
06:02 - Understanding CPF and EPF: Liquidity and Accessibility
09:04 - The Power of Compounding in Retirement Savings
11:59 - Cultural Perspectives on Wealth and Spending
14:57 - Investment Strategies for Retirement
18:02 - Opportunities in the Johor Property Market
21:00 - Comparing CPF and EPF: Stability vs. Returns
23:58 - Diversity in Investment Strategies
29:58 - Conclusion and Future Insights
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Follow Mr Loo here:
IG: https://www.instagram.com/loochengchuan
URL: https://loo.guru/ and https://loo.money/
YT: https://www.youtube.com/@UCd273tHeZ_v8miEED5MZasQ
FB: https://www.facebook.com/MrLooChengChuan/
Telegram: https://t.me/Loo1M65
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Follow Chuang here:
URL: http://www.domore.my/
LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/
FB: https://www.facebook.com/khoo.chuang/
IG: https://www.instagram.com/khoohsuchuang/
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Follow DoMore here:
WEBSITE: https://www.domore.my/
YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife
ITUNES: https://apple.co/2lQ47mS
SPOTIFY: https://tinyurl.com/y6zufvcp
PODBEAN: https://domoreasia.podbean.com/
INSTAGRAM: https://www.instagram.com/domore.asia/
Thursday Feb 27, 2025
Thursday Feb 27, 2025
Bitcoin, taxes, and market chaos - welcome to the wild world of crypto! In this episode, Hann Liew (Founder & CEO of Halogen Capital ) sharse his thoughts on Malaysia’s place in the crypto world, the impact of regulations and taxes, and why big institutions are starting to take Bitcoin seriously. With governments tightening the rules, what does this mean for everyday investors?
But it's not all smooth sailing. Market manipulation, fragmented platforms, and extreme volatility make crypto a tough space to navigate. Still, some see Bitcoin as a long-term strategic asset, while others remain skeptical. So, is it a smart investment or just another risky bet?
00:00 - The Rise of Crypto Custody and ETFs
02:32 - Malaysia's Hidden Crypto Market
05:38 - Taxation and Regulation in Malaysia
08:15 - Institutional Adoption and Market Dynamics
10:55 - The Future of Tokenization in Malaysia
13:44 - Bitcoin's Resilience and Market Manipulation
16:26 - Supply Crunch and Demand Dynamics
19:18 - The Divergence of Retail and Institutional Sentiment
22:01 - The Role of Bitcoin in Strategic Reserves
24:44 - Long-term Outlook for Bitcoin
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Follow Hann here:
X: https://x.com/ooihann
Linkedin: https://www.linkedin.com/in/hann-liew
---
Follow Chuang here:
URL: http://www.domore.my/
LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/
FB: https://www.facebook.com/khoo.chuang/
IG: https://www.instagram.com/khoohsuchuang/
Sunday Feb 23, 2025
Sunday Feb 23, 2025
EVs are the future… or are they? In this episode, Yamin Vong breaks down the reality of electric vehicles in Malaysia, the roadblocks to adoption, and whether we’re really ready for a fully electric future - what’s hype, what’s practical, and what still needs work.
But it’s not just about swapping engines. We’re talking efficiency, safety, and the environmental impact of EVs, because while they seem like the greener choice, there’s more to the story. The tech is evolving fast, but so are the challenges.
At the end of the day, the big question is trust. Will consumers embrace EVs, or are we still in the trial-and-error phase? It’s a conversation about the realities of electric mobility, the trade-offs we don’t always hear about, and what it’ll take for Malaysia to truly go electric.
00:00 - The Rise of Electric Vehicles (EVs)
14:14 - Autonomous Driving and the Future of Mobility
32:52 - Safety Concerns and the EV Experiment
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Yamin Vong is a veteran automotive journalist who started his career in 1980 and who’s now transitioned to digital platforms including a column in the www.freemalaysiatoday.com and his Facebook page as yamin.com.my and www.malaysiacaroftheyear.my
He’s a 4x4 enthusiast and his current mission is to promote to Peninsular Malaysians the great outdoors of Borneo Sarawak and Sabah.
FOLLOW YAMIN HERE:
FMT Column: https://www.freemalaysiatoday.com/category/author/yaminvong/
IG: https://www.instagram.com/yaminvong
LinkedIn: https://www.linkedin.com/in/yamin-vong-02b1469/
FB: https://www.facebook.com/yamin.vong/
---
Follow Chuang here:
URL: http://www.domore.my/
LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/
FB: https://www.facebook.com/khoo.chuang/
IG: https://www.instagram.com/khoohsuchuang/
Tuesday Feb 18, 2025
Tuesday Feb 18, 2025
What does it mean to truly belong? In this episode, Dina Zaman shares her journey from corporate life to becoming a bold voice in Malaysian media. She reflects on what it means to be Malay and Muslim, the struggles of third culture kids, and how education and tribalism influence identity. Dina also talks about economic disparities and why unity in diversity is easier said than done.
The conversation touches on the evolving Malay psyche, looking at class, religion, and philosophy in shaping national identity. Dina questions whether the education system truly prepares young Malaysians for a changing world. More than that, she challenges the idea that success equals happiness, emphasizing the need for cultural awareness and personal growth.
So how do we reclaim our identity in a world full of expectations? This episode highlights the power of self-expression, the role of journalism, and why young Malaysians must lead the way. If you’ve ever felt caught between tradition and change, this one's for you.
00:00 - Dina Zaman’s Journey
03:00 - Identity & Cultural Experiences
06:00 - Malay Muslim Identity
08:58 - Education & Multiculturalism
11:54 - Third Culture Kids
14:51 - Tribalism in Malaysia
17:55 - Economic & Social Issues
21:01 - Malay Youth & Activism
24:10 - National Identity & Belonging
27:01 - Vernacular Education Challenges
30:03 - Unity in Diversity
33:10 - Young Malaysians & the Future
41:27 - Malaysia’s History
43:04 - The Malay Psyche
46:19 - Education & Identity
48:05 - Philosophy in Education
50:29 - Class & Religion
54:34 - National Identity & Economy
56:07 - Imagination & Life
01:01:40 - Life & Happiness
01:04:52 - Cultural Exposure & Growth
01:16:49 - Breaking Free
01:19:06 - Human Nature
01:20:58 - Cultural Identity
01:22:35 - Power of Expression
01:24:46 - Journalism’s Golden Age
01:30:44 Identity in a Changing World
01:34:00 Life Beyond Materialism
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Follow Dina here:
LinkedIn: https://my.linkedin.com/in/dinazaman1
IMAN Research: https://www.imanresearch.com/
Thursday Feb 13, 2025
Thursday Feb 13, 2025
In this conversation, Dr. Bridget Welsh discusses the complexities of Anwar Ibrahim's role as ASEAN Chair, highlighting the challenges he faces both domestically and regionally.
The conversation delves into key issues such as the Myanmar crisis, economic challenges, and the importance of clear priorities for ASEAN's success.
Dr. Welsh emphasizes the need for a collaborative approach among ASEAN members and the significance of aligning domestic interests with regional goals. The discussion also touches on the potential inclusion of Timor-Leste in ASEAN and the impact of economic coercion on the region.
Chapters
00:00 - ASEAN Chairmanship and Anwar Ibrahim's Role
03:48 - Key Challenges Facing ASEAN
08:11 - Domestic Issues and Regional Leadership
11:31 - Advisory Council and Regional Dynamics
14:57 - Aligning Domestic and Regional Interests
17:16 - Future Prospects for ASEAN
19:29 - Economic Coercion and ASEAN's Response
Key Takeaways
- ASEAN's chairmanship is a shared responsibility.
- Anwar Ibrahim’s leadership is under close scrutiny.
- Clear priorities are essential for effective governance.
- The Myanmar crisis demands a structured response.
- Transnational crime is a growing concern.
- Economic struggles are intensified by global tensions.
- Domestic legitimacy influences regional leadership.
- Advisory councils can complicate diplomacy.
- ASEAN may expand to include new members.
- A united ASEAN holds greater global influence.
Monday Feb 10, 2025
Monday Feb 10, 2025
#fire #retirement #wealth
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VUCA Insights’ John Huo – Hard Truths About Investing, Retirement and Living Well
A really frank and revealing conversation with my buddy and investment professional John Huo about retirement, wealth, money and investing.
Spoiler alert: more nuggets in here than a chocolate chip cookie.
(Many thanks to CITYPlus for their collaboration with The Do More Podcast, in whose studio this conversation was recorded. CITYPlus is Malaysia's first Chinese business radio station, dedicated to delivering in-depth analysis on local and international current affairs, markets, and businesses.)
CONTENTS
01:17 - Where Markets Are Heading in 2025
05:31 - Malaysians Can’t Really Play The Large Global Macro Themes Like AI and MAG7 .. Can They?
11:40 - Active Fund Managers HAVE to Beat The Index
13:07 - That Time When Adobe Tanked ..
17:32 - Mispricing .. A Time to Buy
22:50 - What Happens When All PaperMoney Becomes Worthless?
29:30 – Stocks and Crypto Offer The Best Returns
30:30 - Tesla: Buy?
33:40 - How Does John Think About His Own Personal Portfolio?
38:52 - Is Apple Too Reliant On The IPhone?
40:25 - If Apple is So Good, Why Did Warren Buffet Sell His Shares?
42:26 - The Media is Bad For Your Portfolio .. !
45:04 - In Malaysia The Hurdle Rate is Maybe 20-25% !
46:17 - Fixed Deposit (FD) IS The WORST Place to Allocate Capital
49:50 - Investing and Psychology is Inextricably Linked - Read Morgan Housel’s ‘Psychology of Money’
50:20 - One of The Biggest Obstacles to Wealth? FOMO!
51:14 - How MYAirlines Took Advantage of Ignorant Investors
53:40 - Skills for Life Success .. ?
54:55 - How Robert Kiyosaki’s ‘Rich Dad Poor Dad’ Changed John’s Life
1:00:01 - What Does Retirement Mean?
1:04:15 - What’s John’s Retirement Number? (You Don’t Need That Much to Retire!)
1:05:00 - A Purposeful Life is Good. What About Generational Wealth?
1:10:20 - Overproviding For The Children Is a Problem
1:11:30 - Why Send Your Child To Study in a Failing Economy? Where ‘Education’ Is an INDUSTRY
1:13:10 - The Sandwich Generation Is a BIG Problem
1:16:30 - How To Not Be Poor When You're Old?
1:23:10 - That Time When Lululemon Dropped 60% .. And Apple Hasn’t Innovated - So What?
1:26:30 - So If You’re Starting Out, What Do You Buy, to Buy RIGHT?
(Case Study: Labubu)
(Case Study: On Holding AG)
(And Read: Peter Lynch’s ‘One Up On Wall Street’)
1:30:30 - EPF Is Great BUT It Has Some Serious Obstacles
1:34:50 - What Does It Take to be a Full-Time Investor?
1:38:38 - Big Picture, EPF Is REALLY Good. But Here’s Also Why Not
1:44:40 - Humans CANNOT Save!!! But They Also Don’t Want to Think About Their Financial Futures
1:47:55 - What About Bitcoin?
1:51:20 - Why John Doesn’t Like Property / Real Estate
2:00:01 - Why Doesn’t John Personally Invest in Malaysia
2:04:00 - How AI Impacts Investing
2:07:30 - Information is One Thing, Action Is Another
FOLLOW JOHN HERE:
LinkedIn: https://my.linkedin.com/in/johnhuo
IG: https://www.instagram.com/johnhuosc/?hl=en
YT: https://www.youtube.com/@JohnHuoVUCA
FB: https://www.facebook.com/johnhuosc/
X: https://twitter.com/stjohnhuo
FOLLOW CITYPLUS HERE:
Facebook: https://www.facebook.com/cityplusmy
Youtube: https://www.youtube.com/@CITYPlusFM
Instagram: https://www.instagram.com/cityplus_my
Follow Chuang here:
URL: http://www.domore.my/
LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/
FB: https://www.facebook.com/khoo.chuang/
IG: https://www.instagram.com/khoohsuchuang/
Follow DoMore here:
WEBSITE: https://www.domore.my/
YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife
ITUNES: https://apple.co/2lQ47mS
SPOTIFY: https://tinyurl.com/y6zufvcp
PODBEAN: https://domoreasia.podbean.com/
INSTAGRAM: https://www.instagram.com/domore.asia/
Wednesday Jan 08, 2025
Wednesday Jan 08, 2025
#geopolitics #trump #tariffs
Political Analysts Fui K Soong and Jason Leong - What a Donald Trump Presidency Means for ASEAN
Fui and Jason Leong discuss the ramifications for Malaysia and ASEAN, of a second Donald Trump presidency in terms of his proposed tariffs, the threats to the global supply chain, business in general and much, much more.
(Many thanks to CITYPlus for their collaboration with The Do More Podcast, in whose studio this conversation was recorded. CITYPlus is Malaysia's first Chinese business radio station, dedicated to delivering in-depth analysis on local and international current affairs, markets, and businesses.)
FOLLOW FUI HERE:
LinkedIn: https://www.linkedin.com/in/fui-k-soong-467b9524
IG: https://www.instagram.com/fuisoong/
FOLLOW JASON HERE:
LinkedIn: https://www.linkedin.com/in/jason-leong-94623517/
FOLLOW CITYPLUS HERE:
Facebook: https://www.facebook.com/cityplusmy
Youtube: https://www.youtube.com/@CITYPlusFM
Instagram: https://www.instagram.com/cityplus_my
Follow Chuang here:
URL: http://www.domore.my/
LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/
FB: https://www.facebook.com/khoo.chuang/
IG: https://www.instagram.com/khoohsuchuang/
Wednesday Dec 18, 2024
Friday Nov 15, 2024
Friday Nov 15, 2024
#media #freespeech #truth
Investigative Journalism Site 'The Fourth's Founder Ian Yee - The First Casualty of War Is the Truth
Underrated, unrecognised and near as invisible to the risks involved, but the work of investigative journalists like Merdeka Award winner Ian Yee and his team at The Fourth (as in the Fourth Estate) are critical to a properly functioning democracy.
Almost like watchdogs, these silent heroes keep tabs on society’s criminals, whether they are corrupt public officials, human traffickers or immoral business people, writing stories and producing content on social media that highlight the transgressions committed by these crooks.
(Many thanks to CITYPlus for their collaboration with The Do More Podcast, in whose studio this conversation was recorded. CITYPlus is Malaysia's first Chinese business radio station, dedicated to delivering in-depth analysis on local and international current affairs, markets, and businesses.)
CONTENTS
00:00:00 - Intro by Chuang
00:02:12 - What Ian is Working On Right Now, Constant Search For Funding
00:04:49 - Why Become an Investigative Journalist?
00:07:33 - Career Rewards: Much More Than Financial Returns
00:11:15 - Saving Lives While Staying Low Profile
00:14:00 - The Risks, Man, The Risks!!!!!
00:18:34 - Malaysia Has Never Had More Press Freedom .. ??
00:20:51 - What Does it Say When Society Rewards Criminals and Penalises Saints .. ?
00:21:26 - Describe the Mind of the Investigative Journalist: What Drives Him/Her?
00:23:04 - Society Has a Plethora of Struggles Between the Forces of Good and Evil
00:25:06 - Work That Is Thankless and Pays Poorly .. Funding Should Also Be Clean, Free of Strings
00:27:38 - How to Support Ian and His Team: https://thefourth.media/subscribe/
00:32:49 - Resonating With Society Doesn’t Always Result In Funding
00:35:03 - A Heart-Rending Story: The Apartment With No Entrance: https://www.youtube.com/watch?v=9AQefhTP8zw – But No Resulting Support !
00:37:25 - How To Choose What to Investigate: Prime Considerations?
00:39:06 - Does ‘Life’ Ever Intervene?
00:41:58 - Winning The Merdeka Award: What It Means
00:43:37 - Facebook Is Declining, TikTok and Instagram Are Rising, How to Tell Short Video Stories
00:46:57 - Regional Work in ASEAN, Autocratic Governments, Societal Maturity
00:50:00 - Want to Join Ian Yee?
00:51:12 - What The Next Yen Years Hold for The Fourth and Ian, Goals
00:54:40 - Audience Funding, UNICEF?
00:56:30 - What Are Society’s Biggest Problems?
FOLLOW / SUPPORT THE FOURTH HERE:
URL: https://thefourth.media/
TT: https://www.tiktok.com/@thefourth.media
IG: https://www.instagram.com/thefourth.media/
FB: https://www.facebook.com/TheFourth
YT: https://www.youtube.com/@TheFourth
Subscribe/Support: https://thefourth.media/subscribe/
FOLLOW CITYPLUS HERE:
Facebook: https://www.facebook.com/cityplusmy
Youtube: https://www.youtube.com/@CITYPlusFM
Instagram: https://www.instagram.com/cityplus_my
Follow Chuang here:
URL: http://www.domore.my/
LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/
FB: https://www.facebook.com/khoo.chuang/
IG: https://www.instagram.com/khoohsuchuang/
Follow DoMore here:
WEBSITE: https://www.domore.my/
YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife
ITUNES: https://apple.co/2lQ47mS
SPOTIFY: https://tinyurl.com/y6zufvcp
PODBEAN: https://domoreasia.podbean.com/
INSTAGRAM: https://www.instagram.com/domore.asia/
A Heart-Rending Story: The Apartment With No Entrance: https://www.youtube.com/watch?v=9AQefhTP8zw
Tuesday Oct 29, 2024
Tuesday Oct 29, 2024
#unity #harmony #fightracism
Researcher/Journalist Aziff Azuddin - Malay Youths Can Co-Exist With Chinese, But Islam Must Reign
The Malay youth were pivotal in Malaysia’s last elections and will only grow in importance in the future thanks to the current state of demographics. Yet do we really know how they think? What drives them, keeps them awake at night, inspires them?
Aziff’s research is a good start in dismantling the silos that Malaysian society has fallen into, a state that has been amplified on and preyed upon by corrupt politicians.
(Many thanks to CITYPlus for their collaboration with The Do More Podcast, in whose studio this conversation was recorded. CITYPlus is Malaysia's first Chinese business radio station, dedicated to delivering in-depth analysis on local and international current affairs, markets, and businesses.)
CONTENTS
00:01:56 - Who Aziff Azuddin Is
00:03:14 - The Background to Aziff’s Research on Malay Youths
00:05:54 - Common Grouses Among the Malay Youths
00:08:51 - Poor Mental Health .. What Kinds, How, Why?
00:12:19 - Pride and Hometown Matters. Why and How?
00:13:55 - Lack of Opportunities. Thought Process?
00:17:30 - The Vote Against DAP / PH And the Voting Process
00:20:55 - Politics As a Way To Get Rich?
00:23:42 - None Liked Syed Saddiq ..
00:24:20 - What Malay Youths Really Think About Malay Privileges
00:26:38 - Do Malay Youths Feel Malay Privileges Have Been Abused?
00:27:58 - Will Malay Youths Entertain The Idea of Malay Privileges Being Reexamined?
00:29:19 - Was The Sample Size Too Small?
00:30:55 - Who Funds Iman Research?
00:32:15 - How Malay Youths Think About The Chinese
00:36:54 - And Yet Politicians Don’t Legislate Integration - WHY
00:40:22 - Undi18: Yea or Nay? And the Impact of TikTok ..
00:45:00 - Islam: Yes in Life But No In Politics .. !
00:47:40 - The Next GE: What Did PH Learn? Will Malay Youths Turn Up to Vote?
00:49:55 - Why and How Politics Corrupt People
00:51:05 - How Malaysians Are Changing, What’s In Store For The Next Decade, The Najib Impact
00:56:00 - Corruption, Not Nation Building!!!!!
00:57:00 - The Politician Who Has a Podcast .. And How Malays Need More Meaningful Content Creators
01:01:30 - How Much Money Is Enough?
01:02:20 - Is Thought Reverting to the Family and Away From Politicians?
01:05:10 - How Malay Youth Think About The Indian Community
01:10:15 - How Progress Can Happen With Three Divergent Forces
01:14:10 - Top Three Recommendations for Positive Change
01:18:33 - Why We Haven’t Yet Descended Into Civil Disobedience
01:22:40 - Why The Young Seem to Be Reverting To Retro
01:28:00 - Finding Oneself At Home ..
01:33:00 - More Comfort In Identifying As ‘Muslim’, Versus ‘Malay’
01:36:35 - Next: How Urban Development Drives Voting Patterns
01:37:38 - Would Aziff Join Politics?
FOLLOW AZIFF HERE:
URL: https://aziffazuddin.com
LinkedIn: https://www.linkedin.com/in/aziff90/
MalaysiaKini: https://www.malaysiakini.com/en/author/Aziff%20Azuddin
FOLLOW IMAN RESEARCH HERE:
IG: https://www.instagram.com/imanresearch/
FOLLOW CITYPLUS HERE:
Facebook: https://www.facebook.com/cityplusmy
Youtube: https://www.youtube.com/@CITYPlusFM
Instagram: https://www.instagram.com/cityplus_my
Follow Chuang here:
URL: http://www.domore.my/
LinkedIn: https://www.linkedin.com/in/hsu-chuang-khoo-ab199343/
FB: https://www.facebook.com/khoo.chuang/
IG: https://www.instagram.com/khoohsuchuang/
Follow DoMore here:
WEBSITE: https://www.domore.my/
YOUTUBE: https://www.youtube.com/c/DoMoreTakeChargeofYourLife
ITUNES: https://apple.co/2lQ47mS
SPOTIFY: https://tinyurl.com/y6zufvcp
PODBEAN: https://domoreasia.podbean.com/
INSTAGRAM: https://www.instagram.com/domore.asia/