Do More - Take Charge of Your Life
Juvena Huang - The Wandering Wasp

Juvena Huang - The Wandering Wasp

September 2, 2021

#Vespa #SoloTravel #Overland

 

Juvena Huang - The Wandering Wasp 

A trip to Vietnam and the death of a close friend ignited the wanderlust in Singaporean lass Juvena Huang, who set out to ride around the world solo on her vintage Vespa scooter on 16th May 2015, a journey which began from Singapore and which saw her transverse 25 countries* over 44,000km in 27 months.

This is her story.

* The countries include Malaysia, Thailand, Myanmar, India, Nepal, Pakistan, Iran, Armenia, Georgia, Turkey, Bulgaria, Macedonia, Serbia, Bosnia & Herzegovina, Croatia, Montenegro, Albania, Greece, Kosovo, Italy, Liechtenstein, Switzerland, Germany, Austria and Czech Republic. 

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CONTENTS 
00:00:53 - How Juvena's Story Began 
00:04:48 - How The Death of a Close Friend Triggered Her Wanderlust 
00:11:02 - Why an OLD Vespa? 
00:14:44 - Paying For The Trip 
00:15:21 - Juvena's Route 
00:16:34 - Plan Or Don't Plan? Which Is Better?
00:17:27 - Solo Female Traveler - Reflections 
00:19:34 - Tips To Aspiring SOLO Female Travelers 
00:22:04 - Advantages of Being A Female Traveler 
00:25:30 - Food? (She's Vegetarian) 
00:26:43 - Personal Hygiene? Monthly Calls? Peeing? 
00:29:57 - Which Countries Were The Most Memorable? 
00:30:30 - About Pakistan (She Spent 4.5mths There!) 
00:32:29  - About Iran, Armenia and Georgia (Hint: VERY Underrated and Very Affordable!) 
00:33:23 - About Turkey (Where Animals Are Truly Loved and People Are Honest!)
00:35:28 - Bulgaria .. Hibernating in Serbia (Cos Winter Was Coming)
00:37:00 - About Montenegro .. (Small, Mountainous and Beautiful!) 
00:37:50 - Accommodation? Camping .. Hostels .. Being Hosted .. etc 
00:41:25 - Hosting Is a Norm in Muslim Countries ('Musafir') 
00:43:49 - Volunteering at A Refugee Centre in Serbia (Caution: Heartbreaking Stories) 
00:50:25 - Travel Gives You REAL Perspective 
00:51:23 - NOT Dealing With Society's Expectations 
00:52:11 - Conversations With Fellow Travelers 
00:57:01 - The Power That Comes From Letting Go 
00:57:47 - Women Are Stronger Than They Think 
01:01:53 - About Itchy Boots .. 
01:03:00 - What's Next? 

--

FIND JUVENA HERE:

E: hello@thewanderingwasp.com

M: +65 - 9753 7605
YT: https://www.youtube.com/c/TheWanderingWasp

URL: http://thewanderingwasp.com/

IG: https://www.instagram.com/thewanderingwasp/?hl=en

FB: https://www.facebook.com/thewanderingwasp/

--

Follow Chuang here: 
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IG: https://www.instagram.com/khoohsuchuang/

--- 

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GAO Capital’s Kenneth Yap - Value Investing Is An Evergreen Investing Principle

GAO Capital’s Kenneth Yap - Value Investing Is An Evergreen Investing Principle

August 17, 2021

#valueinvesting #stocks #compounding
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GAO Capital’s Kenneth Yap - Value Investing Is An Evergreen Investing Principle 

Kenneth Yap, the Head of Equities at Singapore-based GAO Capital, talks about his principles of Value Investing, after having accumulated over two decades’ experience in roles that include being a Fund Manager at KAF Fund Management, Head of Indonesian Equity Sales at Macquarie Group in Jakarta, a Proprietary Equity Trader at CIMB in Kuala Lumpur, Vice President of Semiconductor research at Dresdner Kleinwort Wasserstein and Chartered Accountant in Deloitte & Touche in London.

Find out how he unearths ten-baggers like Evergreen Marine and Signet Jewelers using data that is available to anyone and everyone. And whether investing in China, Bitcoin and Gold are good ideas! 

--

Find Kenneth here: 
LinkedIn: https://www.linkedin.com/in/yapkenneth/

--

CONTENTS:
04:27 - Kenneth's Value Investing Philosophy - The Mechanics Behind It 
06:18 - Value Investing Case Study: Signet Jewelers 
08:32 - How Do You Choose Stocks? Does Human Emotion Matter? 
13:51  - Why Analysing Cashflows and Price/Book Ratios Are More Effective 
16:31 - Why Buy Globally (And Not Malaysia) 
20:21 - Value Investing Case Study: Taiwan's Evergreen Marine 
25:07 - Why Are Ten-Baggers So Hard To Come By? 
28:53 - How To Double The Portfolio Every Five Years 
32:37 - Investing Advice For The Novice 
34:02 - Invest in China: Yea Or Nay? 
34:40 - Diversify! 
35:41 - How Do You Choose The Right Fund or Fund Manager? 
36:12 - Don't Keep Cash!! 
37:29 - Is It Dangerous To Invest in China? 
39:33 - Avoiding Value Traps, Pros and Cons of Being KL-Based
41:57 - When Do You Decide To Cut Losses?
44:12 - How to Iron Out Foreign Currency Fluctuations
46:01 - Is The US Dollar Dead? 
47:22 - How Kenneth Invests His Own Money (Hint: It's Not In Property or Gold)
50:37 - What About Bitcoin, Stablecoin, Ethereum?
53:35 - Some Parting Shots .. 

--

Follow Chuang here: 
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--- 

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Tan Sri Dato’ Azman Mokhtar - Malaysia’s Adventure Capitalist

Tan Sri Dato’ Azman Mokhtar - Malaysia’s Adventure Capitalist

August 9, 2021

Tan Sri Dato’ Azman Mokhtar - Malaysia’s Adventure Capitalist

 

Life, Leadership, Love, Finance, Politics, America, China, Inequality, Climate Change, Tech Disruption, Travel and Malaysia’s place in a fast-changing tech-driven world are just some of the topics covered in this wide-ranging podcast, one of Tan Sri Azman's first public discussions since leaving corporate life some three years ago. 

--

CONTENTS: 
00:00:00 - Intro
00:02:18 - What Life Has Been Like Since Leaving Khazanah Nasional 
00:05:31 - How The World of Finance Is Changing 
00:11:38 - Some Sagely Advice For the Budding Finance Professional 
00:16:56 - Can And Will Interest Rates Ever Normalise? 
00:22:05 - Does The Pandemic Allow Malaysia A Chance to Chart Its Own Economic Path? 
00:31:39 - Post-Khazanah Roles in the National Recovery Council, Role of GLCs and GLICs in Economic Growth 
00:38:44 - Can / Will / Should Malaysia Ever Address Its Social Policies? 
00:44:56 - Malaysia’s Political Situation: Will A Light Ever Shine? 
00:50:46 - China: Malaysia’s Friend or Foe? 
00:58:45 - What Government Does Malaysia Need to Navigate China and America? 
01:05:43 - As Cryptos Rise, How Will Financial Markets Look Like In The Next Decade? 
01:16:27 - Traversing Life’s Seven-Year Cycles: Tips, Advice And Guidance 
01:36:28 - Around The World in 77 Days .. On 77 Trains! 
01:39:46 - The Route! 
01:56:37 - Re Malaysia: Optimistic But Realistic 

--

FOLLOW TAN SRI AZMAN HERE: 
URL: https://azman-mokhtar.my/

For CGS-CIMB speech on 15th December 2020: https://bit.ly/2U4Ltt2

Abridged Bio: https://tinyurl.com/4p3xfhke

--

ABOUT TAN SRI AZMAN 

Following a distinguished career in finance and investment at the boutique advisory firm BinaFikir, national power utility Tenaga Nasional and global banks Salomon Smith Barney and UBS, Tan Sri Azman Mokhtar was the Managing Director of Khazanah Nasional, Malaysia’s top sovereign wealth fund between 2004 and 2018, building immense wealth for the nation while spearheading the international expansion of the country’s top corporations into Asia, Europe and North America.

Today, he pursues a number of personal, academic, public and commercial interests with institutions that include the University of Cambridge, INCEIF (International Centre for Education in Islamic Finance), the Wawasan Education Foundation in Penang, Malaysia and the international humanitarian relief organization MERCY Malaysia.

In January 2021, Tan Sri Azman was appointed by the Prime Minister of Malaysia as a member of the Majlis Kemakmuran Bumiputera (Bumiputera Prosperity Council), before later also being named to a distinguished panel of senior leaders at the country's National Recovery Council to help the nation recover from the pandemic.

--
Follow Khoo Hsu Chuang here: 

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--- 
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Stashaway’s Freddy Lim: Why Stash Just Rejigged Your Portfolio

Stashaway’s Freddy Lim: Why Stash Just Rejigged Your Portfolio

August 9, 2021

#investment #shares #China

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Stashaway’s Freddy Lim: Why Stash Just Rejigged Your Portfolio 

Inflation (ie rising prices) is real, and it’s here. Enough of a reality to prompt Stashaway to rejig customer portfolios to reflect this changing trend, only the fourth time since it launched in 2017. Co-Founder and Chief Investment Officer Freddy Lim explains what this means. 

--
Contents: 

01:11 - Why And What Triggered The Decision to Re-Optimise Clients’ Portfolios 
02:49 - What It Means To Switch From ‘All-Weather’ To ‘Growth’
05:55 - What About Covid Variants And US Stocks At Record Highs? 
08:35 - Does This Mean Returns Are Going To Be Higher? 
11:53 - How To Protect Against Inflation in the Portfolio? 
13:33 - How To Address Different Risk Profiles Among Investors? 
16:38 - How To Navigate Different Growth Speeds in Asia (Slow) vs US (Faster) 
18:34 - How To Deal With China Regulatory Risk (Which Has Hammered Chinese Tech Companies) 
22:55 - Diversification Matters! 

--
Find Freddy & Stash here: 
LinkedIn: https://www.linkedin.com/in/freddy-lim-440b4897/

URL: https://www.stashaway.my/

FB: https://www.facebook.com/StashAwayMY

--
Follow Khoo Hsu Chuang here: 

URL: http://www.domore.my/

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IG: www.instagram.com/khoohsuchuang/

--- 
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Kelvin Goh - Investing in Global ECommerce

Kelvin Goh - Investing in Global ECommerce

July 14, 2021

#invest #stocks #globalinvesting
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Kelvin Goh - Investing in Global ECommerce 

Kelvin Goh is a former Head of ASEAN Research at CIMB Investment Bank and formerly a director of an investment holding company, GT Capital. He currently manages the Qualis Global Fund at R3 Asset Management. 
--
CONTENTS:

01:30  - Why Invest Globally - Kelvin's Investing Principles 
02:30 - Can a Company Be Impervious to Global Shocks? 
04:04 - How Do You Find the Next Amazon and Microsoft? 
05:05 - Plenty of Runway Left in Etsy, MercadoLibre and SEA Ltd 
06:30 - News, Knowledge or Trends? The Stock Selection Process 
07:42 - How Active Should Portfolio Management Be? 
09:36 - What Happens When the Cheap Money Era Ends? 
11:54 - What Happens if You Buy the Wrong Stock? And How Do You Monitor Performance? 
14:36 - Would You Buy Ant Financial? Or Didi Chuxing? And Do You Look at China Stocks Closely? 
15:45 - Is There a Maximum Number of Names You Hold in Your Portfolio? 
17:21 - Can Investing Become A Science? (Since Greed and Fear Rule Market Behaviour)
18:42 - How Do You Gauge Management and Overcome Financial Fraud? 
20:14 - How Do You Overcome Black Swan Events (Like Covid) and Other Volatile Events
22:19 - How Much Cash Do You Hold as Dry Powder? 
23:24 - Would You Touch NFTs, SPACs, Ethereum, Bitcoin?
24:05 - And What About ESG Investing? Social Impact Investing? 
25:15 - Would/Should Investors Look at Investing in China Stocks? 
26:06 - How Do You Invest Your Own Money? 
27:08 - And What About Other Investments Like Real Estate / Property / Bonds / Fixed Income? 
29:06 - How to Iron Out Intermediary Fees Charged by Banks 

--

Follow Kelvin Here: 
LinkedIn: https://bit.ly/2Tw0eVB

--
Follow Khoo Hsu Chuang here: 

URL: http://www.domore.my/

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FB: https://www.facebook.com/khoo.chuang/

IG: www.instagram.com/khoohsuchuang/

--- 
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KC Lau - Malaysia’s Personal Finance Pioneer

KC Lau - Malaysia’s Personal Finance Pioneer

June 3, 2021

KC Lau - Malaysia's Personal Finance Pioneer 

KC Lau is one of the earliest bloggers in the personal finance space, offering valuable tips and advice to promote financial literacy since the mid-90s. 

Listen to his journey and life principles here 

#personalfinance #financialliteracy #FIRE

.. 

CONTENTS 

01:20 - The Early Years 
02:47 - No Money For an Overseas Education .. And Music Was a Passion! 
05:47 - Studying Music and Playing Professionally Part Time 
06:58 - No Regrets But Also No Surrender! 
08:11 - The Transition To Personal Finance 
10:39 - Young Enough For a Career Change 
12:00 - A Real Job - Insurance Agent! 
12:58 - The Business Model: 100% Online 
14:28 - KC Lau's Business Metrics 
16:00 - How Many Weekly Webinars? 
17:47 - What Is a Lifestyle Business? 
18:59 - The Work-Life Balance 
20:06  - My Father Was a Lumberjack ..
21:50 - Going to America .. WHY 
23:20 - Expanding in America? 
24:22 - Portland is Beautiful  
26:29 - Going to Taiwan! 
27:46 - Reflections / Lessons From America 
29:24 - Buying Property in America 
30:00 - Is Moving to America a Good Idea? 
31:09 - Initial Impressions - Taiwan 
32:00 - Taiwan Cost of Living? 
33:03 - Staying in Taiwan For Some Months a Year? 
35:40 - KC's Personal Investments 
36:15 - Properties and Businesses (Stocks) 
38:30 - Pros and Cons: Properties vs Stocks  
40:07 - Local or Foreign Stocks? 
40:35 - Stock Selection: How? 
41:51 - When to Start Enjoying Life? 
44:53 - Advice on Retirement 
46:44 - Leave Money for Children? 
48:38 - How to Deal with Uncertainty 

Follow KC Lau here: 

URL: https://kclau.com/
Twitter: https://twitter.com/moneytips 
FB: https://www.facebook.com/kclaumoney/ 
YT: https://www.youtube.com/user/kclaumoney/featured  
IG: https://www.instagram.com/kclaumoney/?hl=en 
LinkedIn: https://my.linkedin.com/in/kclau 

--- 

Follow Chuang here: 
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IG: https://www.instagram.com/khoohsuchuang/ 

--- 

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We Talked About Aliens!

We Talked About Aliens!

May 22, 2021

#podcast #youtuber #youtubevideos

Ezra Zaid of The Ezra Zaid Podcast, Julian Ng of Akru and The Do More Podcast's Khoo Hsu Chuang, all formerly and currently of BFM, get together because they have nothing else to do on a Saturday morning. 

Nothing is sacred, not aliens, movies, the Great Reset or Bitcoins. 

-- 

Follow Ezra here: 

FB: https://bit.ly/3fru7x7

LinkedIn: https://bit.ly/3tZ329P

IG: https://www.instagram.com/projectezrazaid/

IG: https://www.instagram.com/ezrazaid/

URL: https://www.ezrazaid.com/

 

Follow Julian here: 

LinkedIn: https://bit.ly/3v2wNaT

FB: https://bit.ly/3bEeSQd

IG: https://www.instagram.com/jo0lean/

URL: https://akrunow.com/

--- 

Follow Chuang here: 
URL: http://www.domore.my/ 

LinkedIn: https://www.linkedin.com/in/hsu-chuan… 

FB: https://www.facebook.com/khoo.chuang/ 

IG: https://www.instagram.com/khoohsuchuang/

--- 

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Life In Five: Philip See - From McKinsey to Firefly & BFM

Life In Five: Philip See - From McKinsey to Firefly & BFM

May 19, 2021

Life In Five: Philip See - From McKinsey to Firefly & BFM 

Formerly of McKinsey, Pemandu and Malaysia Airlines, Philip See has two jobs: CEO of the domestic-focused airline Firefly and a presenter with BFM in Kuala Lumpur, Malaysia. 

Phil discusses creativity, career changes and midlife crises. 

---

Follow Phil here: 

LinkedIn: https://bit.ly/3faOYES 

FB: https://bit.ly/3f6p0Ck 

--- 

Follow Chuang here: 

URL: http://www.domore.my/ 

LinkedIn: https://www.linkedin.com/in/hsu-chuan… 

FB: https://www.facebook.com/khoo.chuang/ 

IG: https://www.instagram.com/khoohsuchuang/

--- 

Follow DoMore here: 

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Seeing the World By Bicycle: The Story of Peter Yoong

Seeing the World By Bicycle: The Story of Peter Yoong

April 19, 2021

Seeing the World By Bicycle: The Story of Peter Yoong 

Until he was unexpectedly called back to Malaysia by an illness in the family, 57-year-old retiree Peter Yoong was on a world tour. 

By bicycle. 

Solo. 

This is his story. 

>>>

Contents: 

01:06 - Why On a Bicycle And Not Motorbike (eg BMW GS) or Car (Toyota Hilux)?

01:54 - Why Solo And Not in a Group? 

02:27 - Convincing The Boss (Wife) 

03:19 - Trial Run to Thailand, Malaysia & Singapore 

04:45 - The Four Trip Stages 

05:51 - Mustering Up The Courage 

07:23 - Peter’s Feelings on the Morning He Rode Off 

09:06 - Why Five Long Years to Prep The Trip 

11:12 - Silencing The Doubters and Haters 

12:55 - About Rob Lilwall 

13:47 - How Fellow Riders Inspired Peter 

14:16 - How He Planned The Route 

15:57 - What About Detailed Planning, Accounting For Weather, Terrain, Etc?

18:34 - How Far He Rides Daily 

20:39 - Where Peter  Sleeps When He Stops (And What Time Does He Stop Riding?) 

22:11 - Tips For Rough Camping? 

22:57 - What About DANGER? 

24:29 - The Most Beautiful Countries, The Highlights? 

27:00 - How Difficult Were The Border Crossings? 

29:14 - What He Thinks About When He Rides 

31:01 - What Bike?

31:15 - Riding Gear (Seat, Handlebars, Tent, Clothing, Shoes, Sleeping Bag, Stove, Etc)

35:18 - Tech Gear (Laptop, Software, Cameras) And How He Updates Social Media 

37:05 - More Bike Gear (Tires, Punctures, Etc) 

38:15 - How The Trip Is Documented 

39:30 - How He Carries Currency / Money 

41:08 - How He Manages Security, Keep Gear Safe 

43:31 - How He Takes Photos & Videos 

44:31 - Benefiting From the Global Riding Community, WhatsApp Groups 

47:25 - Advice To People His Age 

50:10 - What Folks Should Know About Their Fellow Human Beings 

51:10 - What People Should Know About Riding A Bicycle Around The World 

52:34 - What People Should Know About Solo Riding  

54:40 - What Peter Would Change For His Next Stage of Riding 

55:54 - What Would He Change About His Gear

57:05 - Peter’s Approach To Money, Savings, Investments And Children 

59:22 - How HePlanned The Funds For This Trip 

1:02:02 - Advice To Young People 

--

Follow Peter Here: 

FB: https://www.facebook.com/peter.yoong1

FB ‘With Love I Ride’ Group: https://bit.ly/32lePE6

IG: https://www.instagram.com/peter.yoong/

>>

Peter’s Press Clippings 

Cycling Malaysia: 

https://www.cycling-malaysia.com/2018/08/05/with-love-i-ride-two-years-on-two-wheels/

World Vision: 

https://www.worldvision.com.my/peter-yoong-with-love-i-ride

Says: https://says.com/my/lifestyle/peter-yoong-malaysian-solo-cycling-tour-around-the-world-to-raise-funds-for-world-vision

The Star: 

https://www.thestar.com.my/lifestyle/people/2019/02/19/majorie-for-feb-19-malaysian-cyclist-is-fulfilling-his-dream-on-two-wheels

https://www.thestar.com.my/lifestyle/living/2017/09/27/peter-yoong-solo-bicycle-tour

--- 

Follow Chuang here: 

URL: http://www.domore.my/ 

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IG: https://www.instagram.com/khoohsuchuang/

--- 

Follow DoMore here: 

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From Dirt-Poor to Philanthropy: Kuan ‘Uncle Kentang’ Chee Heng

From Dirt-Poor to Philanthropy: Kuan ‘Uncle Kentang’ Chee Heng

April 13, 2021

From Dirt-Poor to Philanthropy: Kuan ‘Uncle Kentang’ Chee Heng 

Imagine being so poor you drink tap water to fill your stomach during recess time. Or seeing your mother give her body to the sundry shop owner in return for rice. Or the smell of your dead father as he decomposes in the living room because the family cannot afford a casket.

How does that perspective compare to so many of us who spend all our time chasing money or complaining that we don’t have enough?

So when I heard Kuan Chee Heng (aka ‘Uncle Kentang’) talk to Asha Gill on LiteFM last week I found him on the Interweb and was grateful that he agreed to an impromptu interview at Ben’s Jalan Batai. 

Kuan’s story offers much-needed context in a world blind-drunk with excess, social media and greed.

#reality #Philanthropy #unclekentang

-- 

Follow Kuan here: 
LinkedIn: https://www.linkedin.com/in/kuan-chee-heng-74aa4953/ 
FB: https://www.facebook.com/kuan.cheeheng 
IG: https://www.instagram.com/kuancheeheng/ 

--

Follow Community Policing Malaysia here:  
URL: http://www.cops.org.my/ 
URL: https://unclekentang.com/ 
FB: https://www.facebook.com/groups/selangorcops/ 

--- 
Follow Chuang here: 
URL: http://www.domore.my/ 
LinkedIn: https://www.linkedin.com/in/hsu-chuan… 
FB: https://www.facebook.com/khoo.chuang/ 
IG: https://www.instagram.com/khoohsuchuang/ 

---
Follow DoMore here:
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